Citi SMRT Card Let Citibank turn your daily spending into more savings. Combining the convenience of an ez-link card and a credit card, the Citibank SMRT Card lets you save at your favourite retail outlets islandwide. Make life more affordable with 5%* savings on your daily spend! 5% savings on all groceries 5% savings on online purchases 5% savings on taxi rides, including private-hire vehicles 5% savings on EZ-Link Auto Top-up 5% savings on SimplyGo 0.3% on other retail spend See how your savings add up: Categories Base rate on qualifying retail spend Bonus rate on monthly qualifying retail spend ≥S$500 Total earn rate Groceries 0.3% 4.7% 5% Online (exludes mobile wallet and and travel-related transactions) EZ-Link Auto top-up (SimplyGo) Taxis (Excluding private-hire rides)# Other qualifying retail spend NIL 0.3% Apply Now For more details and Terms & Conditions, visit https://www.citibank.com.sg/credit-cards/cashback/smrt-credit-card/